Wealth management

Wealth management is the practice of managing the wealth present in a colony to reduce the difficulty of the raids that it encounters.

Effect of wealth

Main article: Raid points

Colony wealth is one of the key determining factors in determining the raid points available to the storyteller, both directly contributing raid points itself, and scaling the points added by each colonist.

"Storyteller Wealth" = (Colony Wealth (items) + Colony Wealth (people and animals) + ( (Colony Wealth (buildings)) * 0.5 )

Wealth points

"Storyteller Wealth" is linearly interpolated on a graph to create "Wealth Points".

Graph	Points	Storyteller Wealth
	0	0
	0	14,000
	2,400	400,000
	3,600	700,000
	4,200	1,000,000

From 14,000 to 400,000 wealth, it would take ~ 160.83 wealth to add 1 raid point. In other words, each point of wealth gives (1/160.83) raid points.

Items on the ground that you can see are counted towards wealth. This includes any amount of corpses and their clothing, items dropped by sieges, and items held by pawns, but not chunks or items hidden inside an ancient danger. Items in a caravan stop counting as soon as they leave your colony map.

Pawn points

Storyteller Wealth has an additional impact on pawn points.

Graph	Points	Storyteller Wealth
	15	0
	15	10,000
	140	400,000
	200	1,000,000

From 10,000 to 400,000 wealth, it would take 3120 wealth to add 1 raid point per colonist. So at 10 healthy colonists, it takes 312 wealth per 1 raid point. In other words, each point of wealth gives (1/3120 * effective colonist count) raid points.

Other factors

Both sources of raid points are then multiplied by difficulty threat scale and Adaptation factor. At 100% threat scale (Strive to Survive) with neutral adaptation, you will receive 100% raid points.

The maximum wealth is 1,000,000 for the purposes of raid points, and the maximum number of raid points is 10,000. If one of these two caps are reached, then there is no point managing wealth any further.

Empirical testing

Due to rounding and other modifiers to raid size, including the type of raid, these numbers may not be entirely accurate.

A colony starts with 3 colonists and about $105000 wealth. They suddenly gain 1666 beer, worth just under 20000. For a scyther-only mechanoid raid:

Strive to Survive (100% threat): 3 scythers increases to 4 scythers.
Losing is Fun (220% threat): 9 scythers increases to 10-11 scythers.
500% threat scale: 21 scythers increases to 25-26 scythers.

To be specific, raid points have increased by 120, which is then multiplied by threat scale (e.g. 220% more points for Losing is Fun). A scyther is worth 150 points. A generic tribal is worth 30-60 points, a fairly well-armed pirate is worth 90 points, and the strongest pirates are worth 150 points. A centipede is worth 400 combat points.

The 1-2 scyther difference in Losing is Fun might seem small, but keep in mind that this is after reaching $100000 wealth. For example, the same 20000 could increase 5 scythers to 7, which is quite a large increase. These 3 colonists will have a rough time handling 7 scythers, let alone 9, let alone 21 or 26 from a custom 500% difficulty.

Analysis

While wealth is clearly a primary driver in the raid point scaling, the effect is often exaggerated and certain causes of wealth blamed unnecessarily. Put simply, it takes a significant amount of wealth to noticeably affect raid sizes. Often, it is colonist count and the normal scaling causing the actual problem. In general, wealth starts to matter more in the higher difficulties. It has a minimal impact in Adventure Story, for instance.

That does not mean that wealth management is without merit - it just means that the gains must be considered objectively. E.g. Is a strategy requiring significant micromanagement worth it when it reduces raid size by one scyther?

To re-iterate: Wealth management should not really matter when playing on Strive to Survive or below, beyond "not growing massive fields of psychoid" or "not getting money for the sake of hoarding money". Wealth can make a massive impact on Losing is Fun or 500% Losing is Fun. Otherwise, you shouldn't feel the need to restrict your play by much. You can also lower the difficulty - "Base Builder" was designed to let you build a grand base, after all.

Strategies

Wealth management strategies can be broken down into two general classes:

Wealth control, or wealth minimization, where the intent is to control the total wealth accrued by purposefully reducing both the total wealth of the colony and the rate of accrual.
Wealth investment, where wealth gain is not retarded in any way but instead steps are taken to ensure that sufficient wealth is reinvested into advancing the colony to keep up with advancing raid points.

For example, a colony without wealth management might mass-produce flake, sell it, and leave silver for later use. A wealth controlling colony might avoid growing psychoid all together, or limit its production. A wealth investing colony would create flake as needed, but use it to buy items like components and doomsday rocket launchers to better deal with the increased raid points.

When considering cost savings, relate it to how many raiders you'd save. An extra tribal raider is worth around 45 CP. In Strive to Survive, this equates to 7500. In Losing is Fun, the raider would be worth 3400. At 500% threat, they'd be worth 1700.

Wealth control strategies

Try not to overproduce. If there's one tip that's relevant to difficulties below Losing is Fun, it's this. You shouldn't need 3000 units of rice to feed 5 colonists, even in the worst scenarios, unless your growing season is really short (10/60 or 20/60). In a similar vein, you shouldn't need to make 100 fine meals in advance, mine ore for the sake of giving your miner some work, or harvest every raider's organs for the sake of the war crime. Try not to produce what you don't need in the near future. And, unless you really need to buy something, don't do things for the purpose of money.
- Think about it this way: a raider's kidney, lung, and heart are worth 3100, and their human leather is worth a bit more. In Losing is Fun, every raider you harvest gives you an extra raider. The organs aren't doing anything for you, until you either sell, gift, or install them.
- For the purposes of food: each colonist eats 20 units of raw food per day when cooked into simple meals or fine meals.
  In Losing is Fun, a 5x5 growing zone in normal soil (25 tiles) is enough to feed a single colonist in a year-round growing colony, assuming 1. a good planter and 2. things are harvested reasonably quickly. A 4x5 growing zone in rich soil (20 tiles), or 3 hydroponics basins (12 tiles) are effectively the same. It's ok to overgrow if you have to face long winters, especially if you plan to take in more colonists.
Destroy useless items. Burn corpses and smelt any unnecessary weapons from raiders. Fire makes quick work of any flammable objects; just put them in a fireproof room, first.
- If you can't destroy them, then at least let them deteriorate - water erodes the fastest.
- Weapons are quite valuable, despite traders only paying 20% for them. A single heavy SMG is worth 355, before HP or quality. Weapons can quickly pile up; a dozen firearms can be worth thousands of market value.
- Rotten corpses and damaged clothes are worth single-digit numbers of wealth. Fresh corpses are worth a fair amount, about 200 / corpse, which is relevant for large raids back-to-back.
Gift excess items to other factions. Excess food, leathers, drugs, and even silver may not help your colony for the near future. Items like these can easily be replaced later on. Right now, you can gift your surplus to other factions for a goodwill boost. Eventually, you can call said factions as an ally, turning this into an investment that completely destroys wealth. It's alright to keep items like components, which are more difficult to acquire.
- Traders will visit your colony every so often, or you can create a caravan or deploy transport pods.
- Simply destroy those items. If you can't be bothered to give them away, then destroy the items with fire, frag grenades. or dump them on the world map with a short caravan trip.
Have rooms perform multiple functions. For example, combining Dining and Recreation rooms into a larger one has 0 penalty, giving both Impressive moodlets for the cost of 1.
- Turning bedrooms into barracks does lower mood. However, combining the barracks with their dining, recreation, and even work rooms allows you to make them all Impressive. Instead of making 10 sculptures for 10 bedrooms, you can put 10 sculptures for all of barracks, recreation, and dining rooms, while using some beauty for the workshop. Each sculpture counts for 3 rooms and 10 colonists, which usually makes up for the barracks' mood loss.
- Throne rooms and ritual rooms do not allow beds or work stations, and throne rooms do not allow ritual items. However, eacn room can be combined with dining and recreation.
Let your own weapons deteriorate. Many items will lose value sharply as they lose HP. Weapons at 50% HP are worth 10% value, at no loss of function. Deterioration makes items prone to destruction from fire or frag grenades. But a legendary charge rifle going from 4010 to 401 is a significant difference (at higher difficulties).
- For armor, lower HP does not impact protective performance. But armor loses HP whenever it blocks a shot, and low HP armor gives the Tattered apparel moodlet.
Accept a lower amount of "progress". You don't need an opulent carpet if your colonists are just fine with concrete and a few flower pots, or a dirt floor planted constantly planted with daylilys. Upgrades may seem small, but upgrading everywhere will quicky pile up wealth.

Wealth investment strategies

When interacting with any trader, your colony will always buy and sell at a Market Value loss. At most, it's net equal. Therefore, selling your flake actually lowers your wealth.

With this in mind, consider buying things that either protect you, are consumed on use, or both:

Doomsday and triple rocket launchers will greatly soften up enemies. Against human raiders, rockets have the potential to dispel an entire raid with 1 burst. Once used, their wealth is fully consumed.
Better weapons, armor, and defenses - or the components and metal required to produce them.
- Reinforced barrels, to replenish mortars.
- When bonded, persona weapons have no value, both for trade and for the purposes of raid points.
Rarer materials that you'll need in the future. Key examples are gold for the multi-analyzer, advanced components for the fabrication bench, and regular components before you have fabrication available.
Skilltrainers and psytrainers, which are consumed to improve pawn stats.
Artifacts - When used correctly, psychic shock lances, psychic insanity lances, and psychic animal pulsers can all save your colony in a pinch.
Low-shield packs are single-use and very helpful in a pinch.

Guides

Progression: Quickstart Guides • Basics • Intermediate Midgame Guide • Advanced Endgame Guide • Ending the game
Scenarios: Lost Tribe Guide • Rich Explorer Guide • Naked Brutality Guide • The Mechanitor Guide
Survival: Extreme Heat Guide • Extreme Cold Guide • Extreme Desert Guide • Ice Sheet Guide • Sea Ice Guide • Events Guide
Combat: Defense tactics • Offense tactics • Weapon Guide
Construction: Colony Building Guide • Defense structures
Production: Food production • Money making guide
Other: Skill Training • Permadeath save conversion guide •
Ideology Min-Maxing